Fly Smarter: Tips for Choosing the Best Credit Card for Frequent Travelers

As a frequent traveler, every penny counts when it comes to maximizing travel rewards. Choosing the right credit card can make or break your travel experience, and with so many options available, it can be challenging to decide which one is right for you. Here are some tips to help you choose the best credit card for frequent air travelers.

1. Opt for a Credit Card with Airline Partnerships

Using a credit card that is affiliated with an airline is one of the best ways to earn points or miles quickly. These airline and credit card partnerships provide more opportunities to earn miles with every card use. Some even include lounge access, free comprehensive travel insurance, and other perks that will enhance your travel experience.

2. Look for the Card with the Lowest Foreign Transaction Fees

When you travel abroad and make purchases, you may be charged an additional fee each time you use your card. Choosing a credit card with the lowest foreign currency conversion fee is one of the best ways to indulge in guilt-free shopping without the high foreign transaction (FX) fees while traveling abroad.

3. Choose a Card Packed with Rewards

Some credit cards offer reward points for spending in specific categories such as online, dining, entertainment, or travel purchases. Maximize your earnings by using a card that provides you great bonus rewards for spending in these categories.

4. Consider Sign-up Bonuses

Many credit cards offer sign-up bonuses to new cardholders who meet a minimum spend requirement within a certain time frame upon credit card activation. These bonuses can be a great way to jumpstart your reward earnings, so you can reach your travel goals faster.

One credit card to consider is the EastWest Singapore Airlines KrisFlyer Mastercard. It's positioned as the best-in-class airline co-brand card in the Philippines, and offers numerous benefits and perks to cardholders.

The EastWest Singapore Airlines KrisFlyer Mastercard offers a generous spend-to-miles conversion rate, with cardholders earning three times more miles when they spend on Singapore Airlines Group, e-commerce, and cross-border purchases. In addition, cardholders can earn up to 15,000 anniversary bonus miles each year.

Cardholders may also enjoy one of the lowest foreign currency conversion rates of 1.7%, up to four complimentary lounge accesses per year, and free comprehensive travel insurance and convenience insurance of up to PHP 20 million for cardholders and their family members.

EastWest and Singapore Airlines KrisFlyer have renewed their partnership, which means more exciting deals and promotions for KrisFlyer members and EastWest customers. Apply for the EastWest Singapore Airlines KrisFlyer Mastercard now and receive up to 6,000 welcome bonus miles upon reaching the minimum accumulative retail spend requirement* within 3 months from card activation. You may apply it here or head to the nearest Eastwest store.

By considering factors such as airline partnerships, annual fees, foreign transaction fees, bonus categories, and sign-up bonuses, you can find the perfect card to optimize your travel experience. Choose the right credit card for frequent flyers and fly smarter.